Terms of Service

You may use our Services only if you are legally capable of entering into a binding agreement under applicable law. If you are under the age of majority, you may use the Services only with the involvement, consent, or supervision of a parent or legal guardian, where required by applicable law.

Fintop Law Academy provides online educational and learning resources. All content made available through Fintop Law Academy is intended for educational and informational purposes. Unless expressly stated otherwise, access to our educational content does not create an advocate-client relationship, legal consultation relationship, or any other professional-client relationship between Fintop Law Academy, Fintop Financial Services, its instructors, representatives, or users.

• Live online sessions
• Recorded video lectures
• E-books
• Digital study materials
• Educational resources and other learning content

Certain features of our Services may require you to create an account. You agree to provide accurate and complete information when creating and maintaining your account. You must notify us promptly if you believe that your account has been accessed or used without authorization. We reserve the right to suspend or terminate accounts where we reasonably believe there has been unauthorized use, misuse, fraud, or violation of these Terms.

• Maintaining the confidentiality of your login credentials
• All activities conducted through your account
• Ensuring that your account is not used by unauthorized persons

Certain content and Services are available through a paid monthly subscription. The availability, schedule, and nature of live sessions and other content may change from time to time. Subscription fees, payment terms, renewal terms, and available plans will be displayed on the website or payment page at the time of purchase.

• Live sessions
• E-books
• Recorded videos
• Other educational materials made available under your subscription plan

By purchasing a subscription, you agree to pay the applicable subscription fees displayed at the time of purchase. Where a subscription is set to automatically renew, you authorize the applicable payment provider to process recurring payments in accordance with the subscription terms presented to you at the time of purchase. You are responsible for ensuring that your payment information is accurate and valid. If a payment cannot be processed, we may suspend or restrict access to subscription-based Services until the payment issue is resolved.

Cancellation and refund requests will be governed by our applicable Refund and Cancellation Policy, as published on the website from time to time. Users are advised to review the Refund and Cancellation Policy before purchasing a subscription.

Upon successful registration and payment, where applicable, you may receive a limited, personal, non-exclusive, non-transferable, and revocable right to access the educational content made available under your subscription. Your access is for your personal learning purposes only. Unauthorized use may result in suspension or termination of access and may result in appropriate legal action.

You may not:

• Share your account with another person
• Sell, rent, transfer, sublicense, or commercially exploit your access
• Copy, reproduce, distribute, republish, upload, or publicly display our content without authorization
• Record, download, reproduce, or redistribute live sessions unless expressly permitted
• Share e-books, recorded videos, study materials, login credentials, or other content with unauthorized persons
• Remove copyright notices, trademarks, logos, or proprietary information from our content

All content available through Fintop Law Academy is owned by, licensed to, or otherwise lawfully used by Fintop Financial Services and/or the respective content owners. Nothing in these Terms transfers ownership of any intellectual property rights to you. You may use the content only as expressly permitted under these Terms.

This includes but is not limited to:

• Videos and recorded lectures
• Live session materials
• E-books and study materials
• Text, graphics, logos, and branding
• Website content

Live sessions may be scheduled, modified, postponed, rescheduled, or cancelled depending on instructor availability, technical issues, educational requirements, or other circumstances. We will make reasonable efforts to provide information regarding significant changes where reasonably possible. The availability of a particular instructor, session, topic, or schedule is not guaranteed unless expressly stated otherwise.

Recorded videos, e-books, and other digital materials may be added, updated, removed, or replaced from time to time. We do not guarantee that every item of content will remain available permanently. Access to subscription content may end when your subscription expires, is cancelled, or is terminated, subject to the applicable subscription terms.

You agree not to use the website or Services for any unlawful, fraudulent, harmful, or unauthorized purpose. We may suspend or terminate access where these rules are violated.

You must not:

• Attempt to gain unauthorized access to our website or another user's account
• Interfere with the security or operation of the platform
• Introduce malicious software, viruses, or harmful code
• Use automated systems to improperly access or extract content
• Harass, threaten, or abuse instructors, employees, representatives, or other users
• Use the Services in violation of applicable laws

Our Services may use or provide links to third-party services, including payment processors, video platforms, communication tools, or other service providers. Your use of third-party services may be subject to their own terms and policies. Fintop Law Academy is not responsible for third-party services, their availability, or their practices.

The Services and educational content are provided on an "as available" basis. While we make reasonable efforts to provide useful and accurate educational content, users are responsible for independently evaluating educational information and determining its suitability for their own purposes.

We do not guarantee that:

• All content will always be complete, current, or error-free
• The Services will always be uninterrupted or free from technical issues
• Access to live sessions or recorded content will always be available
• Use of the Services will guarantee any particular educational, academic, professional, examination, employment, or other outcome

To the maximum extent permitted by applicable law, Fintop Financial Services and Fintop Law Academy shall not be liable for indirect, incidental, special, consequential, or other losses arising from the use of, or inability to use, the website or Services. Nothing in these Terms is intended to exclude or limit any liability that cannot lawfully be excluded or limited under applicable law.

We may suspend, restrict, or terminate access to the Services where we reasonably believe that the conditions below apply. Termination or suspension of an account does not affect any rights or obligations that arose before termination.

• You have violated these Terms
• You have misused or unlawfully accessed the Services
• You have shared or distributed protected content without authorization
• Your payment has failed or remains unpaid
• Your account has been involved in fraudulent or suspicious activity

We may modify, update, improve, suspend, or discontinue any part of the website or Services from time to time. This may include changes to educational content, instructors, session schedules, website features, subscription plans, or other aspects of the Services. Where required by applicable law, we will provide appropriate notice of material changes.

We may update these Terms from time to time. Updated Terms will be published on our website with a revised effective date. Your continued use of the Services after the updated Terms become effective may constitute acceptance of the revised Terms, to the extent permitted by applicable law.

These Terms shall be governed by and interpreted in accordance with the applicable laws of India. Subject to applicable law, courts having appropriate jurisdiction shall have jurisdiction over disputes arising from or relating to these Terms or the Services.

For questions, concerns, or support regarding these Terms or our Services, please contact us: